*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Arial,Helvetica,sans-serif;background:#F7F7F7;color:#1A1A1A;line-height:1.55;font-size:16px}
img{max-width:100%;height:auto}
a{text-decoration:none}
.skip-link{position:absolute;left:-9999px;top:0;background:#27357F;color:#FFFFFF;padding:10px 16px;z-index:200}
.skip-link:focus{left:0}
.bar{background:#60981A;padding:10px}
.bar-in{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between}
.logolink{display:block}
.logoimg{display:block;border-radius:6px;padding:2px}
.nav-dsk{display:none}
.btz-nav{list-style:none;margin:0;padding:0}
.btz-nav>li>a,.btz-on{display:block;background:#FFFFFF;color:#3E5C0A;padding:9px 16px;border-radius:20px;font-weight:700;font-size:15px}
.btz-nav>li>a:hover{background:#EAF3DC}
.btz-on{background:#3E620F;color:#FFFFFF}
.btz-has{position:relative}
.btz-has>.btz-on{cursor:default}
.btz-caret{font-size:11px;margin-left:4px}
.btz-sub{display:none;position:absolute;top:calc(100% + 1px);left:0;list-style:none;margin:0;padding:6px 0;background:#FFFFFF;border-radius:10px;box-shadow:0 10px 24px rgba(38,74,9,0.25);z-index:60}
.btz-has:hover>.btz-sub{display:block}
.btz-sub>li>a{display:block;color:#3E5C0A;padding:10px 18px;white-space:nowrap;font-weight:700}
.btz-sub>li>a:hover{background:#EAF3DC}
.auth-dsk{display:none}
.btn{display:inline-block;font-weight:700;border-radius:8px;padding:10px 22px;font-size:15px;cursor:pointer;text-align:center}
.btn-fill{background:#27357F;color:#FFFFFF}
.btn-fill:hover{background:#1B2650}
.btn-ghost{background:#FFFFFF;color:#27357F;margin-right:8px}
.btn-ghost:hover{background:#E4E9F7}
.btn-line{background:transparent;color:#FFFFFF;border:2px solid #FFFFFF}
.btn-line:hover{background:rgba(255,255,255,0.14)}
.btn-ghost-dark{background:#FFFFFF;color:#27357F;border:2px solid #27357F}
.btn-big{padding:13px 30px;font-size:16px}
.burger{display:flex;flex-direction:column;justify-content:center;background:#FFFFFF;border:none;border-radius:8px;padding:12px 14px;cursor:pointer}
.burger>span{display:block;width:24px;height:3px;background:#3E5C0A;border-radius:2px;margin:2.5px 0}
.burger:hover{background:#EAF3DC}
.mobmenu{display:none;position:fixed;top:0;left:0;height:100%;width:100%;max-width:420px;background:#FFFFFF;z-index:110;flex-direction:column;transform:translateX(-100%);transition:transform .28s ease;overflow-y:auto}
.mobmenu.open{transform:translateX(0)}
.mob-top{display:flex;align-items:center;justify-content:space-between;background:#60981A;padding:10px 14px}
.mob-close{background:#FFFFFF;border:none;border-radius:8px;color:#3E5C0A;font-size:26px;line-height:1;width:44px;height:44px;cursor:pointer}
.mob-list{list-style:none;margin:0;padding:12px 14px}
.mob-list>li{margin-bottom:6px}
.mob-list>li>a,.mob-on{display:block;color:#1A1A1A;font-weight:700;font-size:17px;padding:12px 10px;border-radius:8px}
.mob-list>li>a:hover{background:#EAF3DC}
.mob-on{background:#3E620F;color:#FFFFFF}
.mob-parent-row{display:flex;align-items:center}
.mob-parent-row>a{flex:1;display:block;color:#1A1A1A;font-weight:700;font-size:17px;padding:12px 10px;border-radius:8px}
.mob-on-flex{flex:1}
.mob-arr{width:44px;height:44px;display:flex;align-items:center;justify-content:center;font-size:20px;color:#3E5C0A;cursor:pointer;border-radius:8px}
.mob-arr-open{transform:rotate(180deg)}
.mob-sub{display:none;list-style:none;margin:0;padding:0 0 0 18px}
.mob-sub.mob-sub-open{display:block}
.mob-sub>li>a{display:block;color:#1A1A1A;font-weight:600;font-size:16px;padding:10px}
.mob-sub>li>a:hover{background:#EAF3DC}
.mob-auth{display:flex;padding:14px;gap:10px}
.mob-auth>.btn{flex:1}
.mobile-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,0.55);z-index:100}
.mobile-overlay.on{display:block}
.intro{background:#3E620F;padding:44px 10px 52px}
.intro-in{max-width:1200px;margin:0 auto;padding:0 14px;display:flex;flex-direction:column;min-width:0}
.intro-txt{min-width:0}
.betika-tanzania-label{font-size:13px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:#3E5C0A;margin-bottom:8px}
.betika-tanzania-label-light{color:#FFFFFF}
.intro h1{color:#FFFFFF;font-size:clamp(26px,4.6vw,42px);line-height:1.18;margin-bottom:16px}
.intro-lead{color:#FFFFFF;font-size:clamp(15px,1.6vw,18px);margin-bottom:24px}
.cta-row{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}
.intro-art{min-width:0;margin-top:30px}
.check-panel{background:repeating-conic-gradient(#4C7A13 0% 25%,#36580D 0% 50%) 0 0/44px 44px;border-radius:16px;padding:26px 16px}
.svg-art{display:block;width:100%;max-width:260px;margin:0 auto}
.band{padding:40px 10px}
.band-in{max-width:1200px;margin:0 auto;padding:0 14px;min-width:0}
.band h2{font-size:clamp(21px,3vw,30px);margin-bottom:14px;color:#1A1A1A}
.band h3{font-size:19px;margin:18px 0 10px;color:#1A1A1A}
.band p{margin-bottom:16px}
.band-a{background:#F7F7F7;padding:46px 10px}
.band-b{background:#EDF2E4;padding:40px 10px}
.band-c{background:#F7F7F7;padding:44px 10px}
.band-d{background:#EDF2E4;padding:42px 10px}
.band-e{background:#F7F7F7;padding:46px 10px 52px}
.twrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:18px 0 20px;border-radius:10px;box-shadow:0 4px 14px rgba(38,74,9,0.10)}
.tbl{width:100%;border-collapse:collapse;background:#FFFFFF;font-size:15px}
.tbl caption{text-align:left;font-weight:700;padding:12px 14px;background:#3E620F;color:#FFFFFF;font-size:15px}
.tbl th,.tbl td{padding:11px 14px;text-align:left;border-bottom:1px solid #E2E2E2;color:#1A1A1A}
.tbl thead th{background:#EDF2E4;color:#1A1A1A}
.txt-link{color:#27357F;font-weight:700;text-decoration:underline}
.panel-lim{background:#0F1B4D;border-radius:12px;padding:22px 22px;margin:20px 0;color:#FFFFFF}
.panel-lim-t{font-size:13px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:#FFFFFF;margin-bottom:8px}
.panel-lim p{color:#FFFFFF}
.cta-mid{display:flex;justify-content:center;margin-top:22px}
.grid-facts{display:grid;grid-template-columns:1fr;gap:14px;margin-top:18px}
.fcard{background:#FFFFFF;border-radius:12px;padding:18px;box-shadow:0 4px 14px rgba(38,74,9,0.10);transition:transform .2s,box-shadow .2s}
.fcard:hover{transform:translateY(-3px);box-shadow:0 8px 20px rgba(38,74,9,0.16)}
.fico{font-size:24px;display:block;margin-bottom:8px}
.flab{font-size:13px;font-weight:700;letter-spacing:.8px;text-transform:uppercase;color:#333333;margin-bottom:6px}
.fval{font-size:15px;color:#1A1A1A;margin-bottom:0}
.bot{background:#DEDFE5;padding:34px 10px 26px}
.bot-in{max-width:1200px;margin:0 auto;padding:0 14px}
.bot-nav{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.bot-nav>li{margin-bottom:8px}
.bot-nav a{color:#27357F;font-weight:700;font-size:15px}
.bot-nav a:hover{text-decoration:underline}
.pay-row,.prov-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:18px;padding:20px 0 6px;background-color: #27323E;}
.prov-row{padding-top:8px}
.trust-row{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:20px;padding:18px 0;background-color: #27323E;}
.lic{border-top:1px solid #B9BBC6;padding-top:16px;margin-top:6px}
.lic p{font-size:13.5px;color:#1A1A1A;margin-bottom:0}
@media (max-width:480px){.tbl{font-size:13.5px}.btn{padding:10px 16px}}
@media (max-width:320px){.band h2{font-size:20px}.intro h1{font-size:24px}}
@media (min-width:481px){.grid-facts{grid-template-columns:1fr 1fr}}
@media (min-width:1024px){.intro-in{padding:0 22px}.band-in{padding:0 22px}.bot-in{padding:0 22px}}
@media (min-width:1081px){
.burger{display:none}
.nav-dsk{display:flex;align-items:center}
.btz-nav{display:flex;align-items:center}
.btz-nav>li{margin-right:8px}
.auth-dsk{display:flex;align-items:center}
.mobmenu{display:none!important}
.intro{padding:64px 10px 70px}
.intro-in{flex-direction:row;align-items:center;gap:44px}
.intro-txt{flex:1.1}
.intro-art{flex:1;margin-top:0}
.cta-row{justify-content:flex-start}
.grid-facts{grid-template-columns:repeat(4,1fr)}
.bot-nav{flex-direction:row;flex-wrap:wrap;justify-content:center}
.bot-nav>li{margin:0 14px 8px}
}
@media (min-width:1200px){.intro-in,.band-in,.bot-in{padding:0 26px}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto}}